If you have reached the phase of life where your parent needs round the clock care, your first question is likely, How much does it cost? There are a number of types of full time care for you elder loved one, including 24 hour in home care, semi-private or private nursing homes, or private assisted living. What are the pros and cons for each of these options? Here are some interesting facts from A Place for Mom, an organization that helps families understand senior housing options.
Comparison of Long Term Care Costs:
- In home care - $3,360-5,760 / month
- Private Assisted Living - $3,823 / month
- Semi-private Nursing Homes - $5,430 / month
- Private Nursing Homes - $6,150 / month
Source: www.aplaceformom.com, accessed July 17, 2015.
To put these numbers into perspective with other health care costs, SeniorLiving.org estimates the average daily cost of a hospital stay is $6,200. In other words, even the premium offering of private nursing home care is less expensive per month than a hospital stay per day.
Among the above options, in home care is one of the most affordable, depending on the exact type of care required for your loved one. The chart at the top of this article is from SeniorLiving.org, compares the level of care with the costs for many types of elder care. The lower an item is on this chart, the more affordable the type of care is. Note that Adult Day Care and In Home Senior Care are the two lowest items listed.
Benefits of 24-Hour In Home Care
24 hour in home care is not covered by Medicare, but rather is typically paid with long-term health care insurance or out of pocket payment. SeniorLiving.org estimates that as much as 20% of home health care recipients are paying outside of Medicare, Medicaid or other government assistance, citing the Centers for Medicare and Medicaid Services.
Is it worth the cost? Consider the benefits your loved one can experience:
- Companionship, including watching movies or favorite television shows together
- Dedicated assistance at family or social functions and from hospital on discharge
- Cognitive activities such as conversation, playing cards or games, assisting with crafts or hobbies
- Spiritual activities that encompass singing, walking outside and accompanying to church
What kind of 24 hour in home care is available in Austin, TX?
While Medicare provides for minimal care needs, many families have additional long-term health care insurance or prefer to pay out of pocket for the best 24 hour in home care. Such expanded services may include:
- Skilled nursing care services, as inspected and regulated by the Texas Department of Aging and Disability Services
- Personal care such as bathing, dressing, grooming, performing hygiene tasks, incontinent care or dental care
- Family respite and/or vacation care
- At-home recovery care from day surgery or hospital-admission surgery
- Medication management
- Meal preparation and assistance with eating
- Transfers in and out of bed, wheelchair or motor vehicles
- Light housekeeping and laundry
- Transportation to physician appointments, dentists, shopping or errands
Hill Country Care Providers offers 24 hour in home care for our Austin, TX clients, meaning that Medicare does not cover these stellar care options. In fact, we are an entirely private pay home health agency. We are focused on providing premier in-home care, not simply on providing the minimal care covered by Medicare. Our clients either have additional long-term health care insurance or prefer to pay out of pocket for the best care available.